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SELF EMPLOYED

Self-Employed?  Credit Issues?  Unique Income Situation?Financing Considerations for Non-Traditional Borrowers/Situations
Below we have provided a list of the most common non-traditional situations, however, please note, that not all situations are listed and each is looked at on a case-by-case basis to fit with the appropriate lender each situation is unique and looked at accordingly. 
Employment
  •  Self-employed
  • Recent job start/change
  •  Work experience outside Canada
  • Lack of work history
  • Part-time
Income
  • Non-verifiable
  • Salary + commission
  • Seasonal
  • Commission
  • Salary OT and/or bonus
Credit
  • Spotty/bad credit
  • No credit
  • Good, but a lot of credit
  • Previously bankrupt
Property
  • Rental
  • Construction
  • Cottages/vacation homes
  • Multiplex
  • Investment
  • Rural/acreage
  • Mobile homes
Status
Non-Resident
New Immigrant
Financial
Zero Down
Purchase plus Improvement

To learn more about financing

GET IN TOUCH

More useful mortgage information

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Mortgage Renewals

Understand the process behind mortgage renewal and rates of financing available.
Learn more
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Renting vs. Home
Ownership

Discover the difference between renting and home ownership to make sound decisions
Learn more
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Types of Mortgages

Understand the differences in the mortgages offered in the market.
Learn more
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Cell     (416) 728-1562
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  • Home
  • About
  • Resources
    • Mortgage Information >
      • Credit Rating
      • Closing Costs
      • First Time Home Buyers
      • Greater Savings with Larger Down Payment
      • Mortgage Renewal
      • Renting Vs. Home Ownership
      • Self Employed
      • Types of Mortgages
      • Using your RRSP to purchase a home
      • Zero Money Down
      • Mortgage Application
    • Mortgage Terms >
      • Mortgage Terms
      • Real Estate Terms
    • Calculators
  • Blog
  • Contact